Employee Protection Plan

A simple group risk plan for employers with 5 to 200 employees. Bundles death, disability, family funeral, and grocery benefits into three affordable options.

Key features

Cover up to age 75

No waiting periods on death, funeral, and grocery benefits

Three simple, affordable benefit options

Comprehensive cover for death, disability, and funeral costs

Covers spouse and up to 6 children

Benefit Structure

Benefit	Option A	Option B	Option C
Death Benefit	N$30,000	N$50,000	N$100,000
Disability Benefit	N$30,000	N$50,000	N$100,000
Funeral Benefit
Employee	N$15,000	N$15,000	N$15,000
Spouse	N$15,000	N$15,000	N$15,000
Children > 14	N$15,000	N$15,000	N$15,000
Children 6 to 14	N$9,000	N$9,000	N$9,000
Children 1 to 5	N$4,500	N$4,500	N$4,500
Children < 1, including stillborn	N$2,250	N$2,250	N$2,250
Grocery Benefit	N$3,000	N$3,000	N$3,000
Total Monthly Premium	N$59.36	N$93.48	N$176.21

Frequently asked questions

What size businesses is this plan designed for?

Employers with 5 to 200 employees.

What benefits are included?

Death benefit, disability benefit, family funeral benefit, and grocery benefit.

Are there waiting periods?

No waiting periods apply to death, funeral, and grocery benefits.

How many children are covered under the funeral benefit?

Up to six children are covered.

Is coverage available for older employees?

Yes, cover is available up to age 75.

Cover Your Team in One Simple Plan